Business-Funding

Business Lines of Credit, Working Capital, Bridge Loans, Mezzanines Loans

   Need 3 to 6 months of bank statements (the more bank statements, the lower the rate)
  No Minimum credit score to qualify
  Need a minimum of $10K per month
  Get up to 1M+ in loan

  • Restaurants
  • Bars & Nightclubs
  • Taverns
  • Taverns
  • Hotels & Motels
  • Bed & Breakfast Inns
  • Caterers
  • Bakeries & Retail Baked Goods
  • Liquor Stores
  • Take Out Meals
  • Coffee Shops
  • Smoothie Shops
  • Honey Baked Ham Stores
  • Ice Cream/Yogurt Stores
  • Candy Stores
  • Cheese Stores
  • Cookies By Design or Cookies in Bloom
  • Edible Arrangements
  • Food Gift Basket Stores
  • Gourmet Popcorn Stores
  • Cafes in Fitness Centers
  • Gourmet Food Stores
  • Mall Outlets for Cinnabon, Cookie Company, Mrs. Fields, Aunt Annie’s
  • Auto Repair & Service
  • Barber/Beauty/Spas
  • Bicycle Shops
  • Book Stores
  • Bowling Alleys
  • Camera Stores
  • Car Washes
  • Chiropractors
  • Cigar Stores
  • Dentists
  • Doctors
  • Drug Stores
  • Dry Cleaners
  • Florists
  • Gift Stores
  • Grocery Stores
  • Hardware Stores
  • Hobby/Toy Stores
  • Orthodontists
  • Jewelry Stores
  • Luggage Stores
  • Pet Stores
  • Photo Studios
  • Quick Copy
  • Radio/ TV Stores
  • Shoe Stores
  • Sporting Good Stores
  • Veterinarians
  • Video
  •  

Merchant Cash

Merchant Cash Advances are a great financing option for small businesses that accept credit cards. This alternative business financing was created specifically to address the problems of traditional financing options like complicated approval processes, long waiting periods, spending restrictions and high decline rates. You get a lump sum of cash deposited directly into your bank account!   Minimum 3 months in business
  No Minimum credit score to qualify
  Need 4 months credit card processing and 4 months bank statements
  No Personal Guarantee & No Collateral Required, 100% Unsecured Funds
  Minimal Paperwork Required, Quickly Get Funded Within a Few Days
  Bad Credit OK, Our Programs are Business Performance Drive

Factoring Funding

Are you a small business looking for working capital? Are your clients government or commercial businesses that have great credit but take too long to pay? If you answered yes, invoice factoring is the solution you need to fuel your business. Receive an advance up to 95% of the invoice amount the day work is completed or the service is performed. When you are ready to invoice, get the cash you need – fast and efficient.
  No Personal Guarantee & No Collateral Required, 100% Unsecured Funds
  Minimal Paperwork Required, Quickly Get Funded Within a Few Days
  Bad Credit OK, Our Programs are Business Performance Drive

Industries we fund and more

  • Trucking Companies
  • Employment Temporary
  • Staffing Agencies
  • Security Guard Firms
  • Janitorial Service Companies
  • Engineering Firms
  • Commercial Printing & Lithographic Businesses
  • Manufacturers
  • Cable & Satellite Television Installers
  • Distributors
  • Plastic Injection Molding Companies
  • Machine Shops
  • Apparel & Textile Businesses
  • Auto Parts Distributors
  • Electronics Importers & Distributors

Asset-Based Lending

One Stop Funding Shop has a Asset-Based Lines of credit program up to $2 million. With Asset-Based lines of credit, we give you a revolving credit facility utilizing a borrowing base to determine your borrowing capacity. As your business and your accounts receivable grow, so does your credit facility with Magnolia Financial. While our ABL loans are primarily secured by your accounts receivable, we can consider inventory collateral as well.

Purchase Order Financing

Purchase Order Financing helps bridge the gap between a large purchase order and the capital needed to finance it. Unlike traditional factoring or asset-based lending, One Stop Funding Shop will help you secure the raw materials to fulfill your order, plus pay your supplier directly so you can get your product to your clients quickly, efficiently and affordably. This allows you to focus on delivering current orders and positions you financially to manage future orders.